Digital Product Policy: This is a digital product delivered immediately upon completed payment. By purchasing, you expressly consent to immediate delivery and acknowledge that, because access and download occur at the moment of purchase, you waive any right to cancel, return, or obtain a refund. All sales are final. No refunds, exchanges, cancellations, or chargebacks will be honored for any reason.  If a file is corrupted or cannot be opened, contact us within seven days and we will provide a replacement copy of the same product at no charge. Your purchase grants a single, non-transferable license for use within your own practice; redistribution, resale, or sharing of the materials is prohibited and will result in revocation of the license. Nothing in this policy limits rights that cannot be waived under applicable law.